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CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION

Mar, 31, 2022 — CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION is a federal credit union headquartered in FERRIDAY, LA with 1 branch location and about $3.79 million in total assets. Opened 56 years ago in 1966, CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION has about 1,254 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION
Address:
(Main Office)
109 Serio Blvd
FERRIDAY, LA 71334
Phone:(318) 757-6171
Fax:(318) 757-6173
Website:n/a
Branches:1 branch locations
Members:1,254
Credit Union Type:Federal Credit Union
Charter Number:17396
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1966
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$3,792,335
CEO/Manager:James E Lee
Chairperson:Warren S Enterkin

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,341,725
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 721,979
 Other Loans 1,278,502
 TOTAL LOANS 2,000,481
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -28,140
 Land And Building 110,700
 Other Fixed Assets 0
 NCUSIF Deposit 27,946
 All Other Assets 29,535
  TOTAL ASSETS 3,792,335
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 6,252
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 3,468,991
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 3,468,991
  TOTAL LIABILITIES 3,475,243
 Regular Reserve 0
 Other Reserves 188,379
 Undivided Earnings 128,713
  TOTAL EQUITY 317,092
  TOTAL LIABILITIES, SHARES, & EQUITY 3,792,335
INCOME & EXPENSE  
 Loan Income 46,296
 Investment Income 1,060
 Other Income 7,804
 Total Employee Compensation & Benefits 25,783
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 20,465
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 6,600
 Cost of Funds 3,599
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -1,287
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