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CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION

Jun, 30, 2021 — CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION is a federal credit union headquartered in FERRIDAY, LA with 1 branch location and about $3.49 million in total assets. Opened 55 years ago in 1966, CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION has about 1,289 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION
Address:
(Main Office)
P O BOX 1525
FERRIDAY, LA 71334
Phone:(318) 757-6171
Fax:(318) 757-6173
Website:n/a
Branches:1 branch locations
Members:1,289
Credit Union Type:Federal Credit Union
Charter Number:17396
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1966
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$3,493,642
CEO/Manager:James E Lee
Chairperson:Warren S Enterkin

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,226,809
TOTAL INVESTMENTS 109,430
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 759,137
 Other Loans 1,298,157
 TOTAL LOANS 2,057,294
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -41,935
 Land And Building 106,200
 Other Fixed Assets 1,098
 NCUSIF Deposit 27,946
 All Other Assets 6,800
  TOTAL ASSETS 3,493,642
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 7,055
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 3,167,842
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 3,167,842
  TOTAL LIABILITIES 3,174,897
 Regular Reserve 188,379
 Other Reserves 0
 Undivided Earnings 130,366
  TOTAL EQUITY 318,745
  TOTAL LIABILITIES, SHARES, & EQUITY 3,493,642
INCOME & EXPENSE  
 Loan Income 93,862
 Investment Income 1,845
 Other Income 13,366
 Total Employee Compensation & Benefits 59,142
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 41,013
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -2,800
 Cost of Funds 8,801
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,917
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