Sep, 30, 2025 — CONSUMER'S FEDERAL CREDIT UNION is a federal credit union headquartered in GREGORY, SD with 1 branch location and about $18.91 million in total assets. Opened 49 years ago in 1977, CONSUMER'S FEDERAL CREDIT UNION has about 1,587 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CONSUMER'S FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 301 highway 18 west GREGORY, SD 57533-2203 |
| Phone: | (605) 835-8749 |
| Fax: | (605) 835-9413 |
| Website: | https://www.consumersfcu.coop |
| Branches: | 1 branch locations |
| Members: | 1,587 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22719 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1977 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,912,508 |
| CEO/Manager: | Dannielle M Miller |
| Chairperson: | Bryan Nelson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 934,410 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 206,751 |
| Unsecured Loans | 631,365 |
| Other Loans | 9,570,625 |
| TOTAL LOANS | 10,416,561 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -109,303 |
| Land And Building | 105,852 |
| Other Fixed Assets | 32 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 171,923 |
| All Other Assets | 0 |
| TOTAL ASSETS | 18,912,508 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 77,290 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -5,591 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,458,270 |
| Regular shares | 6,191,657 |
| All Other Shares & Deposits | 5,274,050 |
| TOTAL SHARES & DEPOSITS | 16,923,977 |
| TOTAL LIABILITIES | 16,995,676 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,916,832 |
| TOTAL EQUITY | 1,916,832 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,912,508 |
| INCOME & EXPENSE | |
| Loan Income | 496,437 |
| Investment Income | 267,653 |
| Other Income | 106,214 |
| Total Employee Compensation & Benefits | 231,431 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 316,464 |
| Non-operating Income & (Expense) | -4,952 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 206,649 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 185,799 |
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