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National Credit Union Service Organization

BUFFALO METROPOLITAN FEDERAL CREDIT UNION

Sep, 30, 2025 — BUFFALO METROPOLITAN FEDERAL CREDIT UNION is a federal credit union headquartered in BUFFALO, NY with 1 branch location and about $141.67 million in total assets. Opened 89 years ago in 1937, BUFFALO METROPOLITAN FEDERAL CREDIT UNION has about 15,465 members and employs 48 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BUFFALO METROPOLITAN FEDERAL CREDIT UNION
Address:
(Main Office)
62 S Elmwood Ave
BUFFALO, NY 14202-2609
Phone:(716) 847-6960
Fax:(716) 847-6996
Website:https://www.bflometrocu.org
Branches:1 branch locations
Members:15,465
Credit Union Type:Federal Credit Union
Charter Number:2209
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1937
Last Audited:Jun 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$141,672,017
CEO/Manager:Jeanne Stadler
Chairperson:Danielle Sullivan

Call Report

  • Credit Builder
  • Payday Alternative Loans (PAL Loans)
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,926,745
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 58,779,348
 Unsecured Loans 19,150,920
 Other Loans 40,382,356
 TOTAL LOANS 118,312,624
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -959,392
 Land And Building 2,413,184
 Other Fixed Assets 474,732
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 1,219,377
 All Other Assets 0
  TOTAL ASSETS 141,672,017
LIABILITIES & CAPITAL:  
 Dividends Payable 163,936
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 219,345
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 27,438,386
 Regular shares 67,231,683
 All Other Shares & Deposits 31,138,424
  TOTAL SHARES & DEPOSITS 125,808,494
  TOTAL LIABILITIES 126,191,775
 Regular Reserve 0
 Other Reserves -347,261
 Undivided Earnings 15,827,503
  TOTAL EQUITY 15,480,242
  TOTAL LIABILITIES, SHARES, & EQUITY 141,672,017
INCOME & EXPENSE  
 Loan Income 5,545,961
 Investment Income 575,530
 Other Income 916,889
 Total Employee Compensation & Benefits 3,757,930
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 2,381,098
 Non-operating Income & (Expense) -2
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 598,442
 Cost of Funds 612,739
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 369,528
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