Dec, 31, 2023 — OSWEGO COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in OSWEGO, NY with 5 branch locations and about $127.25 million in total assets. Opened 49 years ago in 1975, OSWEGO COUNTY FEDERAL CREDIT UNION has about 13,181 members and employs 53 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | OSWEGO COUNTY FEDERAL CREDIT UNION |
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Address: (Main Office) | 90 E Bridge St OSWEGO, NY 13126 |
Phone: | (315) 343-7822 |
Fax: | (315) 343-7826 |
Website: | https://www.oswegofcu.org |
Branches: | 5 branch locations |
Members: | 13,181 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 21927 |
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Membership Type: | Multiple common bond - Primarily federal, state, local government |
Corporate Credit Union: | No |
Year Opened: | 1975 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $127,251,909 |
CEO/Manager: | William Carhart |
Chairperson: | Harrison Greeney |
ASSETS: | $ Amount |
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Cash & Equivalents | 12,078,804 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 34,611,731 |
Unsecured Loans | 21,932,097 |
Other Loans | 46,395,709 |
TOTAL LOANS | 102,939,536 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,119,151 |
Land And Building | 6,240,285 |
Other Fixed Assets | 357,463 |
NCUSIF Deposit | 1,091,214 |
All Other Assets | 0 |
TOTAL ASSETS | 127,251,909 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 3,460 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 1,988,475 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 26,928,196 |
Regular shares | 55,264,552 |
All Other Shares & Deposits | 29,074,848 |
TOTAL SHARES & DEPOSITS | 111,267,596 |
TOTAL LIABILITIES | 113,259,531 |
Regular Reserve | 0 |
Other Reserves | 201,823 |
Undivided Earnings | 13,790,555 |
TOTAL EQUITY | 13,992,378 |
TOTAL LIABILITIES, SHARES, & EQUITY | 127,251,909 |
INCOME & EXPENSE | |
Loan Income | 6,345,086 |
Investment Income | 481,851 |
Other Income | 496,922 |
Total Employee Compensation & Benefits | 3,040,051 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 4,186,633 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 265,659 |
Cost of Funds | 647,453 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 2,010,197 |
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» See also Statement of Financial Condition