Sep, 30, 2025 — DEXSTA FEDERAL CREDIT UNION is a federal credit union headquartered in WILMINGTON, DE with 6 branch locations and about $417.48 million in total assets. Opened 89 years ago in 1937, DEXSTA FEDERAL CREDIT UNION has about 34,860 members and employs 77 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DEXSTA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 300 Foulk Rd WILMINGTON, DE 19803 |
| Phone: | (302) 571-0522 |
| Fax: | (302) 225-0619 |
| Website: | https://www.dexsta.com |
| Branches: | 6 branch locations |
| Members: | 34,860 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2187 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $417,478,862 |
| CEO/Manager: | Jerry King |
| Chairperson: | Joyce A Kidd |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 54,754,442 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 68,694,445 |
| Unsecured Loans | 32,450,350 |
| Other Loans | 152,710,860 |
| TOTAL LOANS | 253,855,655 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,819,673 |
| Land And Building | 6,317,743 |
| Other Fixed Assets | 282,868 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,528,537 |
| All Other Assets | 0 |
| TOTAL ASSETS | 417,478,862 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 197,309 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,669,762 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 78,096,667 |
| Regular shares | 131,169,821 |
| All Other Shares & Deposits | 173,544,011 |
| TOTAL SHARES & DEPOSITS | 382,810,497 |
| TOTAL LIABILITIES | 386,677,568 |
| Regular Reserve | 0 |
| Other Reserves | 14,962,867 |
| Undivided Earnings | 15,838,427 |
| TOTAL EQUITY | 30,801,294 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 417,478,862 |
| INCOME & EXPENSE | |
| Loan Income | 11,270,183 |
| Investment Income | 2,223,686 |
| Other Income | 1,343,751 |
| Total Employee Compensation & Benefits | 4,088,134 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,872,696 |
| Non-operating Income & (Expense) | 74,093 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,938,000 |
| Cost of Funds | 4,981,337 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 26,998 |
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