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DELAWARE RIVER & BAY AUTH EMP FEDERAL CREDIT UNION

Dec, 31, 2021 — DELAWARE RIVER & BAY AUTH EMP FEDERAL CREDIT UNION is a federal credit union headquartered in NEW CASTLE, DE with 3 branch locations and about $5.82 million in total assets. Opened 57 years ago in 1965, DELAWARE RIVER & BAY AUTH EMP FEDERAL CREDIT UNION has about 541 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DELAWARE RIVER & BAY AUTH EMP FEDERAL CREDIT UNION
Address:
(Main Office)
I295 & New Castle Ave
NEW CASTLE, DE 19720
Phone:(302) 571-6323
Fax:(302) 571-6367
Website:n/a
Branches:3 branch locations
Members:541
Credit Union Type:Federal Credit Union
Charter Number:16769
Membership Type:Manufacturing - Transportation Equipment
Corporate Credit Union:No
Year Opened:1965
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$5,819,996
CEO/Manager:Joseph Larotonda
Chairperson:Mark Delano

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 819,620
TOTAL INVESTMENTS 4,462,270
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 509,205
 Other Loans 0
 TOTAL LOANS 509,205
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -31,234
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 48,363
 All Other Assets 11,772
  TOTAL ASSETS 5,819,996
LIABILITIES & CAPITAL:  
 Dividends Payable 6,111
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 332
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,832,306
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 4,832,306
  TOTAL LIABILITIES 4,838,749
 Regular Reserve 310,585
 Other Reserves 0
 Undivided Earnings 670,662
  TOTAL EQUITY 981,247
  TOTAL LIABILITIES, SHARES, & EQUITY 5,819,996
INCOME & EXPENSE  
 Loan Income 33,441
 Investment Income 58,778
 Other Income 0
 Total Employee Compensation & Benefits 18,782
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 15,206
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 24,167
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 36,239
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