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STEPPING STONES COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2022 — STEPPING STONES COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in WILMINGTON, DE with 1 branch location and about $4.08 million in total assets. Opened 12 years ago in 2011, STEPPING STONES COMMUNITY FEDERAL CREDIT UNION has about 1,742 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:STEPPING STONES COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
603 N Church St
WILMINGTON, DE 19801
Phone:(302) 298-3253
Fax:
Website:https://www.sscreditunion.org
Branches:1 branch locations
Members:1,742
Credit Union Type:Federal Credit Union
Charter Number:24845
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:2011
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$4,079,626
CEO/Manager:Blanche Jackson
Chairperson:Matthew Parks

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,707,146
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 119,700
 Unsecured Loans 555,891
 Other Loans 220,572
 TOTAL LOANS 896,163
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -188,095
 Land And Building 0
 Other Fixed Assets 52,738
 NCUSIF Deposit 30,268
 All Other Assets 0
  TOTAL ASSETS 4,079,626
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 13,141
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 17,059
 Regular shares 1,463,362
 All Other Shares & Deposits 1,937,588
  TOTAL SHARES & DEPOSITS 3,418,009
  TOTAL LIABILITIES 3,431,150
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 648,476
  TOTAL EQUITY 648,476
  TOTAL LIABILITIES, SHARES, & EQUITY 4,079,626
INCOME & EXPENSE  
 Loan Income 37,945
 Investment Income 12,305
 Other Income 2,482
 Total Employee Compensation & Benefits 26,532
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 413,984
 Non-operating Income & (Expense) 445,134
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -10,000
 Cost of Funds 6,383
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 60,967
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