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STEPPING STONES COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2021 — STEPPING STONES COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in WILMINGTON, DE with 1 branch location and about $4.28 million in total assets. Opened 11 years ago in 2011, STEPPING STONES COMMUNITY FEDERAL CREDIT UNION has about 1,397 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:STEPPING STONES COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
603 N Church St
WILMINGTON, DE 19801
Phone:(302) 298-3253
Fax:
Website:http://www.sscreditunion.org
Branches:1 branch locations
Members:1,397
Credit Union Type:Federal Credit Union
Charter Number:24845
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:2011
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$4,276,755
CEO/Manager:Blanche Jackson
Chairperson:Matthew Parks

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,353,296
TOTAL INVESTMENTS 280,500
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,632,908
 Other Loans 141,532
 TOTAL LOANS 1,774,440
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -228,996
 Land And Building 0
 Other Fixed Assets 53,629
 NCUSIF Deposit 24,077
 All Other Assets 19,809
  TOTAL ASSETS 4,276,755
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 661,222
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 21,318
 Regular shares 1,076,331
 All Other Shares & Deposits 1,930,374
  TOTAL SHARES & DEPOSITS 3,028,023
  TOTAL LIABILITIES 3,689,245
 Regular Reserve 146,000
 Other Reserves 0
 Undivided Earnings 441,510
  TOTAL EQUITY 587,510
  TOTAL LIABILITIES, SHARES, & EQUITY 4,276,755
INCOME & EXPENSE  
 Loan Income 53,201
 Investment Income 2,839
 Other Income 146,557
 Total Employee Compensation & Benefits 0
 NCUSIF Premiums Expense 468
 Total Other Operating Expenses 544,458
 Non-operating Income & (Expense) 596,063
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 219,799
 Cost of Funds 3,228
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 30,707
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