Sep, 30, 2025 — MORROW COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in MOUNT GILEAD, OH with 1 branch location and about $10.10 million in total assets. Opened 52 years ago in 1974, MORROW COUNTY FEDERAL CREDIT UNION has about 1,077 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MORROW COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 800 W Marion Rd MOUNT GILEAD, OH 43338-1032 |
| Phone: | (419) 946-5066 |
| Fax: | (419) 946-5529 |
| Website: | https://www.morrowcountyfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,077 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21606 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1974 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $10,095,751 |
| CEO/Manager: | Tonya L Coder |
| Chairperson: | William Schindley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 348,683 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 340,044 |
| Other Loans | 4,135,170 |
| TOTAL LOANS | 4,475,214 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -14,778 |
| Land And Building | 6,617 |
| Other Fixed Assets | 23,964 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 80,928 |
| All Other Assets | 0 |
| TOTAL ASSETS | 10,095,751 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -1,605 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 593,371 |
| Regular shares | 5,234,565 |
| All Other Shares & Deposits | 2,389,850 |
| TOTAL SHARES & DEPOSITS | 8,217,785 |
| TOTAL LIABILITIES | 8,216,180 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,879,571 |
| TOTAL EQUITY | 1,879,571 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 10,095,751 |
| INCOME & EXPENSE | |
| Loan Income | 221,379 |
| Investment Income | 176,538 |
| Other Income | 10,543 |
| Total Employee Compensation & Benefits | 124,511 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 108,979 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 87,358 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 87,843 |
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