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SMART FEDERAL CREDIT UNION

Jun, 30, 2023 — SMART FEDERAL CREDIT UNION is a federal credit union headquartered in COLUMBUS, OH with 2 branch locations and about $36.29 million in total assets. Opened 72 years ago in 1952, SMART FEDERAL CREDIT UNION has about 3,529 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SMART FEDERAL CREDIT UNION
Address:
(Main Office)
3454 N High St
COLUMBUS, OH 43214
Phone:(614) 261-0650
Fax:(614) 261-0886
Website:https://www.smartfedcu.com
Branches:2 branch locations
Members:3,529
Credit Union Type:Federal Credit Union
Charter Number:7772
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1952
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$36,292,837
CEO/Manager:Jodi L Henricks
Chairperson:Thomas Wendt

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,482,721
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,330,059
 Unsecured Loans 2,327,840
 Other Loans 8,390,632
 TOTAL LOANS 13,048,531
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -68,749
 Land And Building 155,941
 Other Fixed Assets 126,784
 NCUSIF Deposit 312,899
 All Other Assets 0
  TOTAL ASSETS 36,292,837
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 931,433
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,332,301
 Regular shares 12,058,548
 All Other Shares & Deposits 15,583,716
  TOTAL SHARES & DEPOSITS 31,974,565
  TOTAL LIABILITIES 32,905,998
 Regular Reserve 0
 Other Reserves 649,499
 Undivided Earnings 2,737,340
  TOTAL EQUITY 3,386,839
  TOTAL LIABILITIES, SHARES, & EQUITY 36,292,837
INCOME & EXPENSE  
 Loan Income 435,211
 Investment Income 206,688
 Other Income 87,957
 Total Employee Compensation & Benefits 332,373
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 449,135
 Non-operating Income & (Expense) -6,500
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 21
 Cost of Funds 57,516
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 25,191
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