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SMART FEDERAL CREDIT UNION

Jun, 30, 2021 — SMART FEDERAL CREDIT UNION is a federal credit union headquartered in COLUMBUS, OH with 2 branch locations and about $35.45 million in total assets. Opened 69 years ago in 1952, SMART FEDERAL CREDIT UNION has about 3,575 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SMART FEDERAL CREDIT UNION
Address:
(Main Office)
3454 N HIGH ST.
COLUMBUS, OH 43214
Phone:(614) 261-0650
Fax:(614) 261-0886
Website:http://www.smartfedcu.com
Branches:2 branch locations
Members:3,575
Credit Union Type:Federal Credit Union
Charter Number:7772
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1952
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$35,454,386
CEO/Manager:Jodi L Henricks
Chairperson:Thomas Wendt

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,767,671
TOTAL INVESTMENTS 14,878,538
Loans Held for Sale 0
 
 Real Estate Loans 2,052,226
 Unsecured Loans 2,112,872
 Other Loans 6,708,315
 TOTAL LOANS 10,873,413
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -84,495
 Land And Building 155,941
 Other Fixed Assets 199,267
 NCUSIF Deposit 296,886
 All Other Assets 367,165
  TOTAL ASSETS 35,454,386
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 820,442
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,308,780
 Regular shares 12,451,319
 All Other Shares & Deposits 14,475,824
  TOTAL SHARES & DEPOSITS 31,235,923
  TOTAL LIABILITIES 32,056,365
 Regular Reserve 649,499
 Other Reserves 0
 Undivided Earnings 2,748,522
  TOTAL EQUITY 3,398,021
  TOTAL LIABILITIES, SHARES, & EQUITY 35,454,386
INCOME & EXPENSE  
 Loan Income 269,032
 Investment Income 127,750
 Other Income 51,626
 Total Employee Compensation & Benefits 216,506
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 294,175
 Non-operating Income & (Expense) -155
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,000
 Cost of Funds 48,296
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -19,423
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