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SMART FEDERAL CREDIT UNION

Dec, 31, 2021 — SMART FEDERAL CREDIT UNION is a federal credit union headquartered in COLUMBUS, OH with 2 branch locations and about $36.54 million in total assets. Opened 70 years ago in 1952, SMART FEDERAL CREDIT UNION has about 3,559 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SMART FEDERAL CREDIT UNION
Address:
(Main Office)
3454 N High St
COLUMBUS, OH 43214
Phone:(614) 261-0650
Fax:(614) 261-0886
Website:http://www.smartfedcu.com
Branches:2 branch locations
Members:3,559
Credit Union Type:Federal Credit Union
Charter Number:7772
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1952
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$36,535,724
CEO/Manager:Jodi L Henricks
Chairperson:Thomas Wendt

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,785,886
TOTAL INVESTMENTS 16,672,864
Loans Held for Sale 0
 
 Real Estate Loans 2,040,510
 Unsecured Loans 2,175,008
 Other Loans 6,967,712
 TOTAL LOANS 11,183,230
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -77,058
 Land And Building 155,941
 Other Fixed Assets 170,484
 NCUSIF Deposit 296,886
 All Other Assets 347,491
  TOTAL ASSETS 36,535,724
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 804,593
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,986,469
 Regular shares 12,145,387
 All Other Shares & Deposits 15,237,627
  TOTAL SHARES & DEPOSITS 32,369,483
  TOTAL LIABILITIES 33,174,076
 Regular Reserve 649,499
 Other Reserves 0
 Undivided Earnings 2,712,149
  TOTAL EQUITY 3,361,648
  TOTAL LIABILITIES, SHARES, & EQUITY 36,535,724
INCOME & EXPENSE  
 Loan Income 538,247
 Investment Income 240,915
 Other Income 105,649
 Total Employee Compensation & Benefits 440,903
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 584,812
 Non-operating Income & (Expense) -3,174
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,187
 Cost of Funds 90,319
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -55,798
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