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SMART FEDERAL CREDIT UNION

Mar, 31, 2022 — SMART FEDERAL CREDIT UNION is a federal credit union headquartered in COLUMBUS, OH with 2 branch locations and about $36.56 million in total assets. Opened 70 years ago in 1952, SMART FEDERAL CREDIT UNION has about 3,545 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SMART FEDERAL CREDIT UNION
Address:
(Main Office)
3454 N High St
COLUMBUS, OH 43214
Phone:(614) 261-0650
Fax:(614) 261-0886
Website:http://www.smartfedcu.com
Branches:2 branch locations
Members:3,545
Credit Union Type:Federal Credit Union
Charter Number:7772
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1952
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$36,555,612
CEO/Manager:Jodi L Henricks
Chairperson:Thomas Wendt

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,627,595
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,296,266
 Unsecured Loans 2,157,113
 Other Loans 7,146,907
 TOTAL LOANS 11,600,286
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -72,279
 Land And Building 155,941
 Other Fixed Assets 155,657
 NCUSIF Deposit 296,886
 All Other Assets 0
  TOTAL ASSETS 36,555,612
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 836,214
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,799,002
 Regular shares 12,340,220
 All Other Shares & Deposits 15,246,354
  TOTAL SHARES & DEPOSITS 32,385,576
  TOTAL LIABILITIES 33,221,790
 Regular Reserve 0
 Other Reserves 649,499
 Undivided Earnings 2,684,323
  TOTAL EQUITY 3,333,822
  TOTAL LIABILITIES, SHARES, & EQUITY 36,555,612
INCOME & EXPENSE  
 Loan Income 131,645
 Investment Income 54,887
 Other Income 23,424
 Total Employee Compensation & Benefits 112,388
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 149,777
 Non-operating Income & (Expense) -465
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 21
 Cost of Funds 18,550
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -27,826
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