Sep, 30, 2025 — BEKA FEDERAL CREDIT UNION is a federal credit union headquartered in ROME, GA with 1 branch location and about $4.62 million in total assets. Opened 52 years ago in 1974, BEKA FEDERAL CREDIT UNION has about 447 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BEKA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 301 Darlington Dr SW ROME, GA 30161 |
| Phone: | (706) 235-4481 |
| Fax: | (706) 234-4791 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 447 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21575 |
|---|---|
| Membership Type: | Manufacturing - Primary and Fabricated Metals |
| Corporate Credit Union: | No |
| Year Opened: | 1974 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,619,819 |
| CEO/Manager: | Brandy R Silvey |
| Chairperson: | Chad Clark |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 143,128 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 202,337 |
| Unsecured Loans | 209,256 |
| Other Loans | 3,239,882 |
| TOTAL LOANS | 3,651,475 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -40,488 |
| Land And Building | 170,512 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 40,965 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,619,819 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -1,593 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,908,917 |
| All Other Shares & Deposits | 2,092,950 |
| TOTAL SHARES & DEPOSITS | 4,001,867 |
| TOTAL LIABILITIES | 4,000,274 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 619,545 |
| TOTAL EQUITY | 619,545 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,619,819 |
| INCOME & EXPENSE | |
| Loan Income | 169,585 |
| Investment Income | 19,420 |
| Other Income | 4,334 |
| Total Employee Compensation & Benefits | 97,965 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 82,009 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,886 |
| Cost of Funds | 59,385 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -38,855 |
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