Sep, 30, 2025 — BACK MOUNTAIN FEDERAL CREDIT UNION is a federal credit union headquartered in SHAVERTOWN, PA with 1 branch location and about $8.10 million in total assets. Opened 53 years ago in 1973, BACK MOUNTAIN FEDERAL CREDIT UNION has about 683 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BACK MOUNTAIN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1501 Memorial Hwy SHAVERTOWN, PA 18708 |
| Phone: | (570) 696-1633 |
| Fax: | (570) 696-1643 |
| Website: | https://backmtnfcu.com |
| Branches: | 1 branch locations |
| Members: | 683 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21458 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1973 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,095,315 |
| CEO/Manager: | Patricia Feher |
| Chairperson: | William Hardwick |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 503,807 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 368,014 |
| Unsecured Loans | 466,076 |
| Other Loans | 2,610,860 |
| TOTAL LOANS | 3,444,953 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -33,461 |
| Land And Building | 0 |
| Other Fixed Assets | 1,060 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 67,913 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,095,315 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 9,854 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,930,568 |
| All Other Shares & Deposits | 4,290,754 |
| TOTAL SHARES & DEPOSITS | 6,221,324 |
| TOTAL LIABILITIES | 6,231,178 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,864,137 |
| TOTAL EQUITY | 1,864,137 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,095,315 |
| INCOME & EXPENSE | |
| Loan Income | 161,782 |
| Investment Income | 80,503 |
| Other Income | 48 |
| Total Employee Compensation & Benefits | 49,336 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 61,935 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,829 |
| Cost of Funds | 89,800 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 22,700 |
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