Sep, 30, 2025 — U. F. C. W. LOCAL #72 FEDERAL CREDIT UNION is a federal credit union headquartered in WYOMING, PA with 4 branch locations and about $46.26 million in total assets. Opened 68 years ago in 1958, U. F. C. W. LOCAL #72 FEDERAL CREDIT UNION has about 1,898 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | U. F. C. W. LOCAL #72 FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 800 Wyoming Ave WYOMING, PA 18644 |
| Phone: | (570) 693-4072 |
| Fax: | (570) 693-3489 |
| Website: | https://www.etreefcu.com |
| Branches: | 4 branch locations |
| Members: | 1,898 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12333 |
|---|---|
| Membership Type: | Multiple common bond - Primarily finance, insurance, real estate, trade |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $46,255,679 |
| CEO/Manager: | Wendy Stout |
| Chairperson: | Joseph J Bruno |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,118,012 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,699,779 |
| Unsecured Loans | 403,644 |
| Other Loans | 2,920,953 |
| TOTAL LOANS | 7,024,376 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -93,134 |
| Land And Building | 79,711 |
| Other Fixed Assets | 2,343 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 372,490 |
| All Other Assets | 0 |
| TOTAL ASSETS | 46,255,679 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 19,933 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,493,601 |
| Regular shares | 36,222,885 |
| All Other Shares & Deposits | 2,889,698 |
| TOTAL SHARES & DEPOSITS | 41,606,183 |
| TOTAL LIABILITIES | 41,626,116 |
| Regular Reserve | 0 |
| Other Reserves | -277,027 |
| Undivided Earnings | 4,906,590 |
| TOTAL EQUITY | 4,629,563 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 46,255,679 |
| INCOME & EXPENSE | |
| Loan Income | 266,040 |
| Investment Income | 1,155,647 |
| Other Income | 8,628 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 392,205 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,675 |
| Cost of Funds | 878,133 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 193,944 |
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