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PAR-DEL EMP. FEDERAL CREDIT UNION

Mar, 31, 2021 — PAR-DEL EMP. FEDERAL CREDIT UNION is a federal credit union headquartered in WYOMING, PA with 1 branch location and about $9.59 million in total assets. Opened 44 years ago in 1977, PAR-DEL EMP. FEDERAL CREDIT UNION has about 706 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PAR-DEL EMP. FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 4071
WYOMING, PA 18644
Phone:(570) 693-2545
Fax:(570) 693-2377
Website:http://www.creducomp.com
Branches:1 branch locations
Members:706
Credit Union Type:Federal Credit Union
Charter Number:22723
Membership Type:Service - Communications and Utilities
Corporate Credit Union:No
Year Opened:1977
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$9,585,881
CEO/Manager:Caroline M Torbik
Chairperson:FRED S PROLEIKA

Call Report

  • Real Estate Loans
  • ATM/Debit Card Program
  • Check Cashing

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,230,573
TOTAL INVESTMENTS 4,070,369
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,058,904
 Other Loans 920,520
 TOTAL LOANS 2,192,438
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -18,049
 Land And Building 0
 Other Fixed Assets 3,111
 NCUSIF Deposit 79,874
 All Other Assets 27,565
  TOTAL ASSETS 9,585,881
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 101,117
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 220,905
 Regular shares 8,221,274
 All Other Shares & Deposits 19,219
  TOTAL SHARES & DEPOSITS 8,461,398
  TOTAL LIABILITIES 8,562,515
 Regular Reserve 127,850
 Other Reserves 0
 Undivided Earnings 895,516
  TOTAL EQUITY 1,023,366
  TOTAL LIABILITIES, SHARES, & EQUITY 9,585,881
INCOME & EXPENSE  
 Loan Income 33,872
 Investment Income 17,300
 Other Income 756
 Total Employee Compensation & Benefits 19,557
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 19,673
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 8,798
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,094
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