Sep, 30, 2025 — PRINCETON FEDERAL CREDIT UNION is a federal credit union headquartered in PRINCETON, NJ with 1 branch location and about $170.44 million in total assets. Opened 54 years ago in 1972, PRINCETON FEDERAL CREDIT UNION has about 8,730 members and employs 32 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PRINCETON FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 600 Alexander Park PRINCETON, NJ 08540 |
| Phone: | (609) 945-6200 |
| Fax: | (609) 945-6298 |
| Website: | https://www.princetonfcu.org |
| Branches: | 1 branch locations |
| Members: | 8,730 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21009 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $170,435,661 |
| CEO/Manager: | Samuel J Paulicelli |
| Chairperson: | Adam M Coyne |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,804,443 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 94,401,651 |
| Unsecured Loans | 21,212,151 |
| Other Loans | 8,214,281 |
| TOTAL LOANS | 123,828,083 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -493,761 |
| Land And Building | 1,510,099 |
| Other Fixed Assets | 712,558 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,368,798 |
| All Other Assets | 0 |
| TOTAL ASSETS | 170,435,661 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,606,801 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 34,369,044 |
| Regular shares | 49,279,092 |
| All Other Shares & Deposits | 71,372,715 |
| TOTAL SHARES & DEPOSITS | 155,020,851 |
| TOTAL LIABILITIES | 156,627,652 |
| Regular Reserve | 0 |
| Other Reserves | 1,251,340 |
| Undivided Earnings | 12,556,669 |
| TOTAL EQUITY | 13,808,009 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 170,435,661 |
| INCOME & EXPENSE | |
| Loan Income | 5,287,100 |
| Investment Income | 837,873 |
| Other Income | 153,577 |
| Total Employee Compensation & Benefits | 2,337,585 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,277,476 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 143,900 |
| Cost of Funds | 1,801,792 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 13,059 |
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