Sep, 30, 2025 — KRAFTCOR FEDERAL CREDIT UNION is a federal credit union headquartered in HAWESVILLE, KY with 1 branch location and about $12.75 million in total assets. Opened 54 years ago in 1972, KRAFTCOR FEDERAL CREDIT UNION has about 1,249 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KRAFTCOR FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2960 Squirrel Tail Hollow Rd HAWESVILLE, KY 42348 |
| Phone: | (270) 927-8293 |
| Fax: | (270) 927-8572 |
| Website: | https://www.kraftcorfcu.org |
| Branches: | 1 branch locations |
| Members: | 1,249 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20891 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,751,953 |
| CEO/Manager: | Mallory Miller |
| Chairperson: | David Emmick |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,324,448 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,006,907 |
| Unsecured Loans | 490,745 |
| Other Loans | 4,173,088 |
| TOTAL LOANS | 6,670,740 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -51,005 |
| Land And Building | 192,890 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 119,729 |
| All Other Assets | 22,716 |
| TOTAL ASSETS | 12,751,953 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 29,847 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,418,597 |
| Regular shares | 7,493,575 |
| All Other Shares & Deposits | 1,768,744 |
| TOTAL SHARES & DEPOSITS | 11,680,916 |
| TOTAL LIABILITIES | 11,710,763 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,041,190 |
| TOTAL EQUITY | 1,041,190 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,751,953 |
| INCOME & EXPENSE | |
| Loan Income | 337,396 |
| Investment Income | 80,392 |
| Other Income | 37,588 |
| Total Employee Compensation & Benefits | 171,337 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 318,928 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 51,005 |
| Cost of Funds | 24,386 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -48,608 |
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