Sep, 30, 2025 — DAVIESS COUNTY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in OWENSBORO, KY with 1 branch location and about $73.76 million in total assets. Opened 55 years ago in 1971, DAVIESS COUNTY TEACHERS FEDERAL CREDIT UNION has about 5,404 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DAVIESS COUNTY TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1900 Southeastern Pkwy OWENSBORO, KY 42303 |
| Phone: | (270) 684-8954 |
| Fax: | (270) 684-8955 |
| Website: | https://www.dctfcu.com |
| Branches: | 1 branch locations |
| Members: | 5,404 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20684 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1971 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $73,755,151 |
| CEO/Manager: | Alesha H Saalwaechter |
| Chairperson: | Joseph Mason |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 20,919,499 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 13,772,975 |
| Unsecured Loans | 3,289,943 |
| Other Loans | 27,064,592 |
| TOTAL LOANS | 44,127,509 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -457,498 |
| Land And Building | 1,194,221 |
| Other Fixed Assets | 183,627 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 539,808 |
| All Other Assets | 0 |
| TOTAL ASSETS | 73,755,151 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 100,458 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 71,964 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,873,618 |
| Regular shares | 27,913,698 |
| All Other Shares & Deposits | 24,104,523 |
| TOTAL SHARES & DEPOSITS | 64,891,839 |
| TOTAL LIABILITIES | 65,064,261 |
| Regular Reserve | 0 |
| Other Reserves | 463,970 |
| Undivided Earnings | 8,226,920 |
| TOTAL EQUITY | 8,690,890 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 73,755,151 |
| INCOME & EXPENSE | |
| Loan Income | 2,158,824 |
| Investment Income | 543,309 |
| Other Income | 157,286 |
| Total Employee Compensation & Benefits | 700,350 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 962,043 |
| Non-operating Income & (Expense) | 134,912 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 274,830 |
| Cost of Funds | 541,641 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 783,605 |
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