Sep, 30, 2025 — WALKER COUNTY EDUCATORS FEDERAL CREDIT UNION is a federal credit union headquartered in CHICKAMAUGA, GA with 1 branch location and about $14.26 million in total assets. Opened 55 years ago in 1971, WALKER COUNTY EDUCATORS FEDERAL CREDIT UNION has about 1,404 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WALKER COUNTY EDUCATORS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 925 Osburn Rd CHICKAMAUGA, GA 30707 |
| Phone: | (706) 375-4243 |
| Fax: | (706) 375-4244 |
| Website: | https://www.walkercountyeducatorsfcu.com/ |
| Branches: | 1 branch locations |
| Members: | 1,404 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20610 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1971 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $14,264,060 |
| CEO/Manager: | Crystal S Underwood |
| Chairperson: | William R James |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 309,635 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,421,261 |
| Unsecured Loans | 737,072 |
| Other Loans | 6,133,534 |
| TOTAL LOANS | 8,291,867 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -45,667 |
| Land And Building | 0 |
| Other Fixed Assets | 237,086 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 105,239 |
| All Other Assets | 0 |
| TOTAL ASSETS | 14,264,060 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 28,354 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,770 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 7,307,338 |
| All Other Shares & Deposits | 3,232,905 |
| TOTAL SHARES & DEPOSITS | 10,540,244 |
| TOTAL LIABILITIES | 10,575,368 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,688,692 |
| TOTAL EQUITY | 3,688,692 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 14,264,060 |
| INCOME & EXPENSE | |
| Loan Income | 376,055 |
| Investment Income | 189,052 |
| Other Income | 15,461 |
| Total Employee Compensation & Benefits | 200,556 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 123,122 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,830 |
| Cost of Funds | 111,791 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 144,535 |
| ↑ Back to Top | |