Sep, 30, 2025 — COWETA CITIES & COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in NEWNAN, GA with 1 branch location and about $27.76 million in total assets. Opened 55 years ago in 1971, COWETA CITIES & COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 3,300 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COWETA CITIES & COUNTY EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 43 Jefferson Pkwy NEWNAN, GA 30263-5813 |
| Phone: | (770) 253-2273 |
| Fax: | (770) 253-4218 |
| Website: | https://www.cccefcu.org |
| Branches: | 1 branch locations |
| Members: | 3,300 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20509 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1971 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $27,761,747 |
| CEO/Manager: | Dora Dumas |
| Chairperson: | Travis W Hall |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,734,052 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 480,412 |
| Other Loans | 9,438,602 |
| TOTAL LOANS | 9,919,014 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,664 |
| Land And Building | 244,942 |
| Other Fixed Assets | 51,625 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 220,913 |
| All Other Assets | 0 |
| TOTAL ASSETS | 27,761,747 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 35,183 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 83,463 |
| Regular shares | 17,217,020 |
| All Other Shares & Deposits | 5,020,525 |
| TOTAL SHARES & DEPOSITS | 22,321,008 |
| TOTAL LIABILITIES | 22,356,191 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,405,556 |
| TOTAL EQUITY | 5,405,556 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 27,761,747 |
| INCOME & EXPENSE | |
| Loan Income | 421,285 |
| Investment Income | 509,427 |
| Other Income | 25,766 |
| Total Employee Compensation & Benefits | 219,039 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 212,302 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,850 |
| Cost of Funds | 177,476 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 341,811 |
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