Sep, 30, 2025 — SISTER'S HOSPITAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BUFFALO, NY with 1 branch location and about $8.39 million in total assets. Opened 56 years ago in 1970, SISTER'S HOSPITAL EMPLOYEES FEDERAL CREDIT UNION has about 1,371 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SISTER'S HOSPITAL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2157 main st BUFFALO, NY 14214 |
| Phone: | (716) 862-1472 |
| Fax: | (717) 833-5975 |
| Website: | https://www.shefcu.org |
| Branches: | 1 branch locations |
| Members: | 1,371 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20279 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1970 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,390,209 |
| CEO/Manager: | Julia L DeFranks |
| Chairperson: | mary e young |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,402,578 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 508,449 |
| Other Loans | 2,627,221 |
| TOTAL LOANS | 3,135,670 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -28,453 |
| Land And Building | 0 |
| Other Fixed Assets | 641 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 67,259 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,390,209 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 18,911 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,025 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 5,727,530 |
| All Other Shares & Deposits | 1,693,756 |
| TOTAL SHARES & DEPOSITS | 7,421,286 |
| TOTAL LIABILITIES | 7,447,222 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 942,987 |
| TOTAL EQUITY | 942,987 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,390,209 |
| INCOME & EXPENSE | |
| Loan Income | 150,143 |
| Investment Income | 104,505 |
| Other Income | 11,234 |
| Total Employee Compensation & Benefits | 146,060 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 48,949 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 14,000 |
| Cost of Funds | 23,470 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 33,403 |
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