Sep, 30, 2025 — AMERICHOICE FEDERAL CREDIT UNION is a federal credit union headquartered in MECHANICSBURG, PA with 5 branch locations and about $230.69 million in total assets. Opened 56 years ago in 1970, AMERICHOICE FEDERAL CREDIT UNION has about 15,773 members and employs 59 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AMERICHOICE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2175 Bumble Bee Hollow Rd MECHANICSBURG, PA 17055-5563 |
| Phone: | (717) 697-3474 |
| Fax: | (717) 697-3713 |
| Website: | https://www.americhoice.org |
| Branches: | 5 branch locations |
| Members: | 15,773 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20041 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1970 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $230,694,197 |
| CEO/Manager: | Ken Dyer |
| Chairperson: | Gregg A Wells |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 16,787,193 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 345,500 |
| Real Estate Loans | 76,207,674 |
| Unsecured Loans | 11,743,155 |
| Other Loans | 61,292,873 |
| TOTAL LOANS | 149,622,135 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,755,702 |
| Land And Building | 3,686,810 |
| Other Fixed Assets | 454,315 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,856,984 |
| All Other Assets | 0 |
| TOTAL ASSETS | 230,694,197 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 419,017 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 716,954 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 54,456,249 |
| Regular shares | 68,414,285 |
| All Other Shares & Deposits | 80,791,468 |
| TOTAL SHARES & DEPOSITS | 203,662,002 |
| TOTAL LIABILITIES | 204,798,130 |
| Regular Reserve | 0 |
| Other Reserves | -2,221,314 |
| Undivided Earnings | 28,117,381 |
| TOTAL EQUITY | 25,896,067 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 230,694,197 |
| INCOME & EXPENSE | |
| Loan Income | 6,843,861 |
| Investment Income | 1,462,474 |
| Other Income | 417,159 |
| Total Employee Compensation & Benefits | 3,612,327 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,379,473 |
| Non-operating Income & (Expense) | 699,012 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 373,812 |
| Cost of Funds | 1,304,368 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,640,833 |
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