Sep, 30, 2025 — MIAMI UNIVERSITY COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in OXFORD, OH with 4 branch locations and about $74.00 million in total assets. Opened 57 years ago in 1969, MIAMI UNIVERSITY COMMUNITY FEDERAL CREDIT UNION has about 4,609 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MIAMI UNIVERSITY COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 31 Lynn Ave OXFORD, OH 45056 |
| Phone: | (513) 523-8888 |
| Fax: | (513) 523-1718 |
| Website: | https://www.muccu.org |
| Branches: | 4 branch locations |
| Members: | 4,609 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19678 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $73,995,314 |
| CEO/Manager: | James M Schultheiss |
| Chairperson: | Bruce Guiot |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,083,425 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 31,378,529 |
| Unsecured Loans | 1,974,450 |
| Other Loans | 5,416,164 |
| TOTAL LOANS | 38,769,143 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -466,446 |
| Land And Building | 2,608,330 |
| Other Fixed Assets | 111,280 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 609,309 |
| All Other Assets | 72 |
| TOTAL ASSETS | 73,995,314 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 25,911 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 55,569 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,583,201 |
| Regular shares | 18,261,249 |
| All Other Shares & Deposits | 35,596,374 |
| TOTAL SHARES & DEPOSITS | 64,440,824 |
| TOTAL LIABILITIES | 64,522,304 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 9,473,010 |
| TOTAL EQUITY | 9,473,010 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 73,995,314 |
| INCOME & EXPENSE | |
| Loan Income | 1,655,100 |
| Investment Income | 773,339 |
| Other Income | 193,858 |
| Total Employee Compensation & Benefits | 720,202 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 931,123 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 71,279 |
| Cost of Funds | 607,850 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 421,191 |
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