Sep, 30, 2025 — AMPOT FEDERAL CREDIT UNION is a federal credit union headquartered in HAMILTON, MS with 1 branch location and about $15.27 million in total assets. Opened 57 years ago in 1969, AMPOT FEDERAL CREDIT UNION has about 2,128 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AMPOT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 40481 Old Highway 45 S HAMILTON, MS 39746-8301 |
| Phone: | (662) 343-8793 |
| Fax: | (662) 343-8789 |
| Website: | https://www.ampotfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,128 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19538 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,265,302 |
| CEO/Manager: | Melissa H Carter |
| Chairperson: | Karen Gaudet |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,392,929 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 413,186 |
| Other Loans | 7,223,691 |
| TOTAL LOANS | 7,636,877 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -101,030 |
| Land And Building | 105,759 |
| Other Fixed Assets | 14,856 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 141,438 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,265,302 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 31,896 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 531,830 |
| Regular shares | 6,225,232 |
| All Other Shares & Deposits | 6,663,714 |
| TOTAL SHARES & DEPOSITS | 13,420,776 |
| TOTAL LIABILITIES | 13,452,672 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,812,630 |
| TOTAL EQUITY | 1,812,630 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,265,302 |
| INCOME & EXPENSE | |
| Loan Income | 333,758 |
| Investment Income | 197,159 |
| Other Income | 50,382 |
| Total Employee Compensation & Benefits | 168,963 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 199,005 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -4,304 |
| Cost of Funds | 268,914 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -43,664 |
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