Sep, 30, 2025 — U. T. FEDERAL CREDIT UNION is a federal credit union headquartered in KNOXVILLE, TN with 8 branch locations and about $551.77 million in total assets. Opened 57 years ago in 1969, U. T. FEDERAL CREDIT UNION has about 25,779 members and employs 104 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | U. T. FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1512 Coleman Rd KNOXVILLE, TN 37909 |
| Phone: | (865) 971-1971 |
| Fax: | |
| Website: | https://www.utfcu.org |
| Branches: | 8 branch locations |
| Members: | 25,779 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19448 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $551,768,645 |
| CEO/Manager: | Kenyon Warren |
| Chairperson: | Mike McNeil |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 24,641,565 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 272,240,838 |
| Unsecured Loans | 11,184,897 |
| Other Loans | 183,171,474 |
| TOTAL LOANS | 467,437,281 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,785,828 |
| Land And Building | 10,774,430 |
| Other Fixed Assets | 3,919,370 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,023,642 |
| All Other Assets | 0 |
| TOTAL ASSETS | 551,768,645 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 10,798 |
| Notes & Interest Payable | 28,600,000 |
| Accounts Payable & Other Liabilities | 4,362,496 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 114,738,492 |
| Regular shares | 133,081,336 |
| All Other Shares & Deposits | 223,556,634 |
| TOTAL SHARES & DEPOSITS | 471,376,462 |
| TOTAL LIABILITIES | 504,362,919 |
| Regular Reserve | 0 |
| Other Reserves | -4,336,561 |
| Undivided Earnings | 51,742,287 |
| TOTAL EQUITY | 47,405,726 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 551,768,645 |
| INCOME & EXPENSE | |
| Loan Income | 18,723,144 |
| Investment Income | 1,349,391 |
| Other Income | 966,122 |
| Total Employee Compensation & Benefits | 7,414,718 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,870,440 |
| Non-operating Income & (Expense) | 119,621 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,134,833 |
| Cost of Funds | 6,418,832 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,153,867 |
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