Sep, 30, 2025 — ALCOA MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in ALCOA, TN with 1 branch location and about $5.05 million in total assets. Opened 55 years ago in 1971, ALCOA MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION has about 856 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALCOA MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 727 Universal St ALCOA, TN 37701 |
| Phone: | (865) 981-4158 |
| Fax: | (865) 981-4176 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 856 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20513 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1971 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,054,763 |
| CEO/Manager: | DENISE S JEANDRON |
| Chairperson: | MARK ROSS |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 169,827 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 613,383 |
| Other Loans | 2,483,611 |
| TOTAL LOANS | 3,096,994 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -11,043 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 42,341 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,054,763 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,067 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 12,054 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 4,192,375 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 4,192,375 |
| TOTAL LIABILITIES | 4,207,496 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 847,267 |
| TOTAL EQUITY | 847,267 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,054,763 |
| INCOME & EXPENSE | |
| Loan Income | 135,710 |
| Investment Income | 109,767 |
| Other Income | 930 |
| Total Employee Compensation & Benefits | 19,222 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 14,729 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 22,000 |
| Cost of Funds | 8,261 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 182,195 |
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