Sep, 30, 2025 — FIRST CHOICE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in KNOXVILLE, TN with 3 branch locations and about $49.91 million in total assets. Opened 92 years ago in 1934, FIRST CHOICE COMMUNITY CREDIT UNION has about 3,689 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST CHOICE COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 100 N 17th St KNOXVILLE, TN 37921-6750 |
| Phone: | (865) 637-0112 |
| Fax: | (865) 637-0777 |
| Website: | https://www.firstchoiceccu.org |
| Branches: | 3 branch locations |
| Members: | 3,689 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67185 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $49,908,667 |
| CEO/Manager: | Carisa Chitwood |
| Chairperson: | Jason Haggard |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,942,072 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,742,090 |
| Unsecured Loans | 1,334,596 |
| Other Loans | 11,118,290 |
| TOTAL LOANS | 20,194,976 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -232,830 |
| Land And Building | 1,355,124 |
| Other Fixed Assets | 202,186 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 409,642 |
| All Other Assets | 0 |
| TOTAL ASSETS | 49,908,667 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,515 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 262,451 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,132,410 |
| Regular shares | 22,414,914 |
| All Other Shares & Deposits | 9,274,415 |
| TOTAL SHARES & DEPOSITS | 41,821,741 |
| TOTAL LIABILITIES | 42,085,707 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 7,822,960 |
| TOTAL EQUITY | 7,822,960 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 49,908,667 |
| INCOME & EXPENSE | |
| Loan Income | 917,027 |
| Investment Income | 736,583 |
| Other Income | 115,902 |
| Total Employee Compensation & Benefits | 585,044 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 746,328 |
| Non-operating Income & (Expense) | -7,450 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 79,934 |
| Cost of Funds | 161,536 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 415,729 |
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