Sep, 30, 2025 — OCEAN COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in TOMS RIVER, NJ with 1 branch location and about $1.52 million in total assets. Opened 58 years ago in 1968, OCEAN COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 353 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OCEAN COUNTY EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 118 Washington St TOMS RIVER, NJ 08753 |
| Phone: | (732) 341-4004 |
| Fax: | (732) 341-0135 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 353 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18759 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,520,946 |
| CEO/Manager: | Irene Marin |
| Chairperson: | Sheila Burke-Jaccoud |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 478,818 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 352,170 |
| Other Loans | 0 |
| TOTAL LOANS | 352,170 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,328 |
| Land And Building | 0 |
| Other Fixed Assets | 724 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 11,741 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,520,946 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,830 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,247,328 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 1,247,328 |
| TOTAL LIABILITIES | 1,251,158 |
| Regular Reserve | 0 |
| Other Reserves | 63,071 |
| Undivided Earnings | 206,717 |
| TOTAL EQUITY | 269,788 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,520,946 |
| INCOME & EXPENSE | |
| Loan Income | 32,593 |
| Investment Income | 23,242 |
| Other Income | 1,320 |
| Total Employee Compensation & Benefits | 33,553 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,709 |
| Non-operating Income & (Expense) | 600 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 538 |
| Cost of Funds | 284 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 12,760 |
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