Sep, 30, 2025 — LAKEHURST NAVAL FEDERAL CREDIT UNION is a federal credit union headquartered in JOINT BASE MDL, NJ with 2 branch locations and about $40.31 million in total assets. Opened 74 years ago in 1952, LAKEHURST NAVAL FEDERAL CREDIT UNION has about 1,846 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LAKEHURST NAVAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 60 Lansdowne Rd JOINT BASE MDL, NJ 08733-5021 |
| Phone: | (732) 323-2496 |
| Fax: | (732) 323-1197 |
| Website: | https://www.lnfcu.net |
| Branches: | 2 branch locations |
| Members: | 1,846 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7958 |
|---|---|
| Membership Type: | Military |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $40,314,304 |
| CEO/Manager: | Valerie Stefanowitz |
| Chairperson: | Charles Adler |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,487,338 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,652,220 |
| Unsecured Loans | 2,354,804 |
| Other Loans | 2,764,805 |
| TOTAL LOANS | 9,771,829 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -14,550 |
| Land And Building | 0 |
| Other Fixed Assets | 17,491 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 305,230 |
| All Other Assets | 0 |
| TOTAL ASSETS | 40,314,304 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 87,945 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 301,267 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,288,164 |
| Regular shares | 20,119,830 |
| All Other Shares & Deposits | 10,075,090 |
| TOTAL SHARES & DEPOSITS | 35,483,086 |
| TOTAL LIABILITIES | 35,872,298 |
| Regular Reserve | 0 |
| Other Reserves | 484,289 |
| Undivided Earnings | 3,957,717 |
| TOTAL EQUITY | 4,442,006 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 40,314,304 |
| INCOME & EXPENSE | |
| Loan Income | 500,346 |
| Investment Income | 667,863 |
| Other Income | 59,128 |
| Total Employee Compensation & Benefits | 355,940 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 375,396 |
| Non-operating Income & (Expense) | 95,949 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 18,455 |
| Cost of Funds | 284,765 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 288,730 |
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