Sep, 30, 2025 — STARR COUNTY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in RIO GRANDE CITY, TX with 2 branch locations and about $44.49 million in total assets. Opened 58 years ago in 1968, STARR COUNTY TEACHERS FEDERAL CREDIT UNION has about 4,637 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | STARR COUNTY TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1322 E San Benito St RIO GRANDE CITY, TX 78582 |
| Phone: | (956) 487-4044 |
| Fax: | (956) 487-0489 |
| Website: | https://www.starrfcu.com |
| Branches: | 2 branch locations |
| Members: | 4,637 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18559 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $44,490,667 |
| CEO/Manager: | Enedina P Nunez |
| Chairperson: | Dario Salinas |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,374,740 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 3,458,098 |
| Other Loans | 5,931,648 |
| TOTAL LOANS | 9,389,746 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -73,201 |
| Land And Building | 1,245,267 |
| Other Fixed Assets | 41,262 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 347,817 |
| All Other Assets | 0 |
| TOTAL ASSETS | 44,490,667 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 257,283 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,212,568 |
| Regular shares | 26,507,807 |
| All Other Shares & Deposits | 5,097,402 |
| TOTAL SHARES & DEPOSITS | 36,817,778 |
| TOTAL LIABILITIES | 37,075,061 |
| Regular Reserve | 0 |
| Other Reserves | 448,721 |
| Undivided Earnings | 6,966,885 |
| TOTAL EQUITY | 7,415,606 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 44,490,667 |
| INCOME & EXPENSE | |
| Loan Income | 602,129 |
| Investment Income | 950,296 |
| Other Income | 236,654 |
| Total Employee Compensation & Benefits | 532,213 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 631,828 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 57,998 |
| Cost of Funds | 134,832 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 629,081 |
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