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GIBBS ALUMINUM FEDERAL CREDIT UNION

Sep, 30, 2025 — GIBBS ALUMINUM FEDERAL CREDIT UNION is a federal credit union headquartered in Henderson, KY with 1 branch location and about $7.52 million in total assets. Opened 59 years ago in 1967, GIBBS ALUMINUM FEDERAL CREDIT UNION has about 932 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GIBBS ALUMINUM FEDERAL CREDIT UNION
Address:
(Main Office)
369 Community Dr
Henderson, KY 42420
Phone:(270) 827-7808
Fax:(270) 827-7870
Website:https://www.gibbsafcu.com
Branches:1 branch locations
Members:932
Credit Union Type:Federal Credit Union
Charter Number:18312
Membership Type:Manufacturing - Primary and Fabricated Metals
Corporate Credit Union:No
Year Opened:1967
Last Audited:Jul 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$7,518,201
CEO/Manager:Shannon Kavanaugh
Chairperson:David McGan

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,686,983
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 168,852
 Other Loans 4,320,285
 TOTAL LOANS 4,489,137
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -18,793
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 49,471
 All Other Assets 0
  TOTAL ASSETS 7,518,201
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 170,700
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 274,800
 Regular shares 3,865,563
 All Other Shares & Deposits 1,232,189
  TOTAL SHARES & DEPOSITS 5,372,552
  TOTAL LIABILITIES 5,543,252
 Regular Reserve 0
 Other Reserves 61,317
 Undivided Earnings 1,913,632
  TOTAL EQUITY 1,974,949
  TOTAL LIABILITIES, SHARES, & EQUITY 7,518,201
INCOME & EXPENSE  
 Loan Income 163,709
 Investment Income 24,016
 Other Income 21,303
 Total Employee Compensation & Benefits 64,723
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 87,784
 Non-operating Income & (Expense) 1,341
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,680
 Cost of Funds 32,592
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 12,590
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