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VANTAGE POINT FEDERAL CREDIT UNION

Mar, 31, 2021 — VANTAGE POINT FEDERAL CREDIT UNION is a federal credit union headquartered in HOPEWELL, VA with 1 branch location and about $41.47 million in total assets. Opened 55 years ago in 1966, VANTAGE POINT FEDERAL CREDIT UNION has about 3,317 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251480880
Name:VANTAGE POINT FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 727
HOPEWELL, VA 23860
Phone:(804) 541-1473
Fax:(804) 458-6573
Website:http://vantagepointfcu.org
Branches:1 branch locations
Members:3,317
Credit Union Type:Federal Credit Union
Charter Number:17630
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1966
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$41,466,584
CEO/Manager:Penny E Williams
Chairperson:DAVID HAYES

Call Report

  • Overdraft Lines of Credit
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 821,145
TOTAL INVESTMENTS 27,086,790
Loans Held for Sale 0
 
 Real Estate Loans 1,789,395
 Unsecured Loans 2,519,104
 Other Loans 8,031,183
 TOTAL LOANS 12,339,682
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -103,631
 Land And Building 902,368
 Other Fixed Assets 6,087
 NCUSIF Deposit 293,381
 All Other Assets 120,762
  TOTAL ASSETS 41,466,584
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 64,818
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,301,084
 Regular shares 22,496,976
 All Other Shares & Deposits 4,808,137
  TOTAL SHARES & DEPOSITS 35,606,197
  TOTAL LIABILITIES 35,671,015
 Regular Reserve 150,886
 Other Reserves 0
 Undivided Earnings 5,644,683
  TOTAL EQUITY 5,795,569
  TOTAL LIABILITIES, SHARES, & EQUITY 41,466,584
INCOME & EXPENSE  
 Loan Income 176,442
 Investment Income 48,043
 Other Income 72,686
 Total Employee Compensation & Benefits 122,908
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 126,946
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 9,712
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 46,059
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