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PEOPLES ADVANTAGE FEDERAL CREDIT UNION

Mar, 31, 2022 — PEOPLES ADVANTAGE FEDERAL CREDIT UNION is a federal credit union headquartered in PETERSBURG, VA with 2 branch locations and about $92.29 million in total assets. Opened 56 years ago in 1966, PEOPLES ADVANTAGE FEDERAL CREDIT UNION has about 10,110 members and employs 29 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PEOPLES ADVANTAGE FEDERAL CREDIT UNION
Address:
(Main Office)
110 Wagner Rd
PETERSBURG, VA 23805-9303
Phone:(804) 748-3081
Fax:(804) 748-5683
Website:http://peoplesadvfcu.org
Branches:2 branch locations
Members:10,110
Credit Union Type:Federal Credit Union
Charter Number:17464
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1966
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$92,287,645
CEO/Manager:Amanda Habansky
Chairperson:Peter Poulton

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 17,983,012
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 10,049,533
 Unsecured Loans 7,079,629
 Other Loans 23,726,271
 TOTAL LOANS 40,855,433
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -370,359
 Land And Building 4,015,248
 Other Fixed Assets 507,134
 NCUSIF Deposit 779,433
 All Other Assets 95,345
  TOTAL ASSETS 92,287,645
LIABILITIES & CAPITAL:  
 Dividends Payable 1,550
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,338,718
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 16,999,994
 Regular shares 45,225,037
 All Other Shares & Deposits 21,010,904
  TOTAL SHARES & DEPOSITS 83,235,935
  TOTAL LIABILITIES 84,576,203
 Regular Reserve 0
 Other Reserves -1,656,668
 Undivided Earnings 9,368,110
  TOTAL EQUITY 7,711,442
  TOTAL LIABILITIES, SHARES, & EQUITY 92,287,645
INCOME & EXPENSE  
 Loan Income 769,098
 Investment Income 62,243
 Other Income 308,786
 Total Employee Compensation & Benefits 666,124
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 842,914
 Non-operating Income & (Expense) 217,001
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -10,791
 Cost of Funds 46,918
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 153,889
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