Sep, 30, 2025 — CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION is a federal credit union headquartered in FERRIDAY, LA with 1 branch location and about $3.12 million in total assets. Opened 60 years ago in 1966, CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION has about 1,369 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 109 Serio Blvd FERRIDAY, LA 71334 |
| Phone: | (318) 757-6171 |
| Fax: | (318) 757-6173 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 1,369 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 17396 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,123,332 |
| CEO/Manager: | James E Lee |
| Chairperson: | Dorothy C Oliver |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 514,648 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 783,752 |
| Other Loans | 1,319,566 |
| TOTAL LOANS | 2,103,318 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -51,991 |
| Land And Building | 153,412 |
| Other Fixed Assets | 9,149 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 28,442 |
| All Other Assets | 21,733 |
| TOTAL ASSETS | 3,123,332 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,375 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,766,149 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 2,766,149 |
| TOTAL LIABILITIES | 2,774,524 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 348,808 |
| TOTAL EQUITY | 348,808 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,123,332 |
| INCOME & EXPENSE | |
| Loan Income | 151,869 |
| Investment Income | 19,107 |
| Other Income | 42,642 |
| Total Employee Compensation & Benefits | 97,421 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 54,740 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 19,850 |
| Cost of Funds | 26,178 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 15,429 |
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