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RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION

Jun, 30, 2021 — RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in Rayville, LA with 1 branch location and about $616,131 in total assets. Opened 44 years ago in 1977, RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION has about 161 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION
Address:
(Main Office)
411 Foster Street, RPSB Annex Build
Rayville, LA 71269-5549
Phone:(318) 728-5964
Fax:(318) 728-6362
Website:n/a
Branches:1 branch locations
Members:161
Credit Union Type:Federal Credit Union
Charter Number:22785
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1977
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$616,131
CEO/Manager:Beverly R Gresham
Chairperson:Joyce Smith

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 178,569
TOTAL INVESTMENTS 240,001
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 175,828
 Other Loans 29,118
 TOTAL LOANS 204,946
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -11,917
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 3,989
 All Other Assets 543
  TOTAL ASSETS 616,131
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,235
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 439,544
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 439,544
  TOTAL LIABILITIES 440,779
 Regular Reserve 38,372
 Other Reserves 0
 Undivided Earnings 136,980
  TOTAL EQUITY 175,352
  TOTAL LIABILITIES, SHARES, & EQUITY 616,131
INCOME & EXPENSE  
 Loan Income 14,868
 Investment Income 704
 Other Income 162
 Total Employee Compensation & Benefits 6,918
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 4,278
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -980
 Cost of Funds 828
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,690
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