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RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION

Mar, 31, 2022 — RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in RAYVILLE, LA with 1 branch location and about $604,249 in total assets. Opened 45 years ago in 1977, RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION has about 162 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION
Address:
(Main Office)
411 Foster ST
RAYVILLE, LA 71269-3307
Phone:(318) 728-5964
Fax:(318) 728-6362
Website:n/a
Branches:1 branch locations
Members:162
Credit Union Type:Federal Credit Union
Charter Number:22785
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1977
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$604,249
CEO/Manager:Beverly R Gresham
Chairperson:Joyce Smith

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 156,496
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 172,836
 Other Loans 35,000
 TOTAL LOANS 207,836
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,707
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 3,989
 All Other Assets 0
  TOTAL ASSETS 604,249
LIABILITIES & CAPITAL:  
 Dividends Payable 225
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 630
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 412,781
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 412,781
  TOTAL LIABILITIES 413,636
 Regular Reserve 0
 Other Reserves 38,372
 Undivided Earnings 152,241
  TOTAL EQUITY 190,613
  TOTAL LIABILITIES, SHARES, & EQUITY 604,249
INCOME & EXPENSE  
 Loan Income 5,916
 Investment Income 277
 Other Income 70
 Total Employee Compensation & Benefits 3,459
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,734
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -6,371
 Cost of Funds 225
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 6,216
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