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RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION

Mar, 31, 2021 — RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in Rayville, LA with 1 branch location and about $590,531 in total assets. Opened 44 years ago in 1977, RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION has about 163 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION
Address:
(Main Office)
411 Foster Street, RPSB Annex Build
Rayville, LA 71269-5549
Phone:(318) 728-5964
Fax:(318) 728-6362
Website:n/a
Branches:1 branch locations
Members:163
Credit Union Type:Federal Credit Union
Charter Number:22785
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1977
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$590,531
CEO/Manager:Beverly R Gresham
Chairperson:Joyce Smith

Call Report

  • Risk Based Loans

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 151,799
TOTAL INVESTMENTS 240,001
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 171,589
 Other Loans 33,026
 TOTAL LOANS 204,615
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -11,817
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 4,302
 All Other Assets 1,631
  TOTAL ASSETS 590,531
LIABILITIES & CAPITAL:  
 Dividends Payable 300
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 620
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 417,132
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 417,132
  TOTAL LIABILITIES 418,052
 Regular Reserve 38,372
 Other Reserves 0
 Undivided Earnings 134,107
  TOTAL EQUITY 172,479
  TOTAL LIABILITIES, SHARES, & EQUITY 590,531
INCOME & EXPENSE  
 Loan Income 6,945
 Investment Income 346
 Other Income 35
 Total Employee Compensation & Benefits 3,459
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,530
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -780
 Cost of Funds 300
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,817
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