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S AND J SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — S AND J SCHOOL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Wintersville, OH with 1 branch location and about $3.95 million in total assets. Opened 55 years ago in 1966, S AND J SCHOOL EMPLOYEES FEDERAL CREDIT UNION has about 726 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:S AND J SCHOOL EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 2161
Wintersville, OH 43953
Phone:(740) 266-6354
Fax:(740) 266-2778
Website:n/a
Branches:1 branch locations
Members:726
Credit Union Type:Federal Credit Union
Charter Number:17331
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1966
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$3,951,431
CEO/Manager:Lisa M Callahan
Chairperson:Timothy Fisher

Call Report

  • Risk Based Loans
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 913,351
TOTAL INVESTMENTS 1,018,150
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 392,457
 Other Loans 1,586,278
 TOTAL LOANS 1,978,735
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -6,021
 Land And Building 0
 Other Fixed Assets 5,347
 NCUSIF Deposit 31,837
 All Other Assets 10,032
  TOTAL ASSETS 3,951,431
LIABILITIES & CAPITAL:  
 Dividends Payable 17
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 6,131
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 119,937
 Regular shares 3,502,255
 All Other Shares & Deposits 60,692
  TOTAL SHARES & DEPOSITS 3,682,884
  TOTAL LIABILITIES 3,689,032
 Regular Reserve 100,000
 Other Reserves 0
 Undivided Earnings 162,399
  TOTAL EQUITY 262,399
  TOTAL LIABILITIES, SHARES, & EQUITY 3,951,431
INCOME & EXPENSE  
 Loan Income 30,942
 Investment Income 3,186
 Other Income 2,017
 Total Employee Compensation & Benefits 21,665
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 17,321
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -171
 Cost of Funds 441
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -3,111
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