Sep, 30, 2025 — FOUR CORNERS FEDERAL CREDIT UNION is a federal credit union headquartered in KIRTLAND, NM with 1 branch location and about $14.48 million in total assets. Opened 61 years ago in 1965, FOUR CORNERS FEDERAL CREDIT UNION has about 4,961 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FOUR CORNERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 16 Road 6500 KIRTLAND, NM 87417 |
| Phone: | (505) 598-6623 |
| Fax: | (505) 598-6474 |
| Website: | https://www.fourcornersfcu.org/ |
| Branches: | 1 branch locations |
| Members: | 4,961 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16754 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1965 |
| Last Audited: | Aug 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $14,480,198 |
| CEO/Manager: | Barrett Lynch |
| Chairperson: | Mike Brown |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,756,778 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 922,309 |
| Unsecured Loans | 1,596,614 |
| Other Loans | 7,712,092 |
| TOTAL LOANS | 10,231,015 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -205,419 |
| Land And Building | 324,708 |
| Other Fixed Assets | 76,221 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 106,726 |
| All Other Assets | 0 |
| TOTAL ASSETS | 14,480,198 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 56,561 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,568,105 |
| Regular shares | 5,997,003 |
| All Other Shares & Deposits | 3,766,361 |
| TOTAL SHARES & DEPOSITS | 11,331,468 |
| TOTAL LIABILITIES | 11,388,029 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,092,169 |
| TOTAL EQUITY | 3,092,169 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 14,480,198 |
| INCOME & EXPENSE | |
| Loan Income | 577,139 |
| Investment Income | 77,325 |
| Other Income | 427,691 |
| Total Employee Compensation & Benefits | 436,875 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 439,484 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 75,485 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 130,311 |
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