Sep, 30, 2025 — SIXTH AVENUE BAPTIST FEDERAL CREDIT UNION is a federal credit union headquartered in BIRMINGHAM, AL with 1 branch location and about $5.26 million in total assets. Opened 63 years ago in 1963, SIXTH AVENUE BAPTIST FEDERAL CREDIT UNION has about 841 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SIXTH AVENUE BAPTIST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1101 MARTIN LUTHER KING JR DR BIRMINGHAM, AL 35211-2841 |
| Phone: | (205) 322-6654 |
| Fax: | (205) 322-6673 |
| Website: | https://www.sixthavebaptistfcu.org |
| Branches: | 1 branch locations |
| Members: | 841 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15938 |
|---|---|
| Membership Type: | Associational - Religious, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,260,309 |
| CEO/Manager: | MICHELE D DAYS |
| Chairperson: | RANSOM E DAVIS |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 658,571 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 822,035 |
| Unsecured Loans | 347,345 |
| Other Loans | 2,487,578 |
| TOTAL LOANS | 3,656,958 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -21,768 |
| Land And Building | 0 |
| Other Fixed Assets | 10,793 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 46,288 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,260,309 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,461 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 10,149 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 427,758 |
| Regular shares | 3,720,016 |
| All Other Shares & Deposits | 594,427 |
| TOTAL SHARES & DEPOSITS | 4,742,202 |
| TOTAL LIABILITIES | 4,754,812 |
| Regular Reserve | 0 |
| Other Reserves | 136,603 |
| Undivided Earnings | 368,894 |
| TOTAL EQUITY | 505,497 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,260,309 |
| INCOME & EXPENSE | |
| Loan Income | 176,438 |
| Investment Income | 33,129 |
| Other Income | 26,211 |
| Total Employee Compensation & Benefits | 106,051 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 131,799 |
| Non-operating Income & (Expense) | 114,420 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,092 |
| Cost of Funds | 5,801 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 101,890 |
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