Sep, 30, 2025 — TROY FEDERAL CREDIT UNION is a federal credit union headquartered in TROY, NY with 1 branch location and about $3.56 million in total assets. Opened 63 years ago in 1963, TROY FEDERAL CREDIT UNION has about 524 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TROY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2175 6TH AVE TROY, NY 12180 |
| Phone: | (518) 272-1688 |
| Fax: | (518) 272-9387 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 524 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15928 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,557,057 |
| CEO/Manager: | KEVIN J GORDON |
| Chairperson: | CHARLES WILLSON |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 514,799 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 721,130 |
| Other Loans | 1,302,493 |
| TOTAL LOANS | 2,023,623 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -13,665 |
| Land And Building | 0 |
| Other Fixed Assets | 1,800 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 26,370 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,557,057 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,368 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,967,581 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 2,967,581 |
| TOTAL LIABILITIES | 2,971,949 |
| Regular Reserve | 0 |
| Other Reserves | 43,062 |
| Undivided Earnings | 542,046 |
| TOTAL EQUITY | 585,108 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,557,057 |
| INCOME & EXPENSE | |
| Loan Income | 104,758 |
| Investment Income | 13,295 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 53,053 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 17,860 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -614 |
| Cost of Funds | 42,158 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,596 |
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