Sep, 30, 2025 — COMMON CENTS FEDERAL CREDIT UNION is a federal credit union headquartered in BEAUMONT, TX with 3 branch locations and about $36.78 million in total assets. Opened 63 years ago in 1963, COMMON CENTS FEDERAL CREDIT UNION has about 3,586 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMON CENTS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 8109 Smith Rd BEAUMONT, TX 77705-6108 |
| Phone: | (409) 842-5233 |
| Fax: | (409) 842-5563 |
| Website: | https://www.commoncentscu.com |
| Branches: | 3 branch locations |
| Members: | 3,586 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15788 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Nov 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $36,777,838 |
| CEO/Manager: | Donnielle M Goff |
| Chairperson: | Kenneth Thibodeaux |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,116,443 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 190,100 |
| Unsecured Loans | 2,803,441 |
| Other Loans | 20,411,268 |
| TOTAL LOANS | 23,404,808 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -454,002 |
| Land And Building | 3,602,804 |
| Other Fixed Assets | 134,267 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 312,461 |
| All Other Assets | 0 |
| TOTAL ASSETS | 36,777,838 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 117,156 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 126,999 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,706,936 |
| Regular shares | 14,079,727 |
| All Other Shares & Deposits | 11,797,536 |
| TOTAL SHARES & DEPOSITS | 32,584,200 |
| TOTAL LIABILITIES | 32,828,355 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,949,483 |
| TOTAL EQUITY | 3,949,483 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 36,777,838 |
| INCOME & EXPENSE | |
| Loan Income | 1,189,046 |
| Investment Income | 205,002 |
| Other Income | 442,076 |
| Total Employee Compensation & Benefits | 683,215 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,019,677 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 348,951 |
| Cost of Funds | 419,611 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -557,526 |
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