Sep, 30, 2025 — MID-HUDSON VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in KINGSTON, NY with 13 branch locations and about $1.62 billion in total assets. Opened 63 years ago in 1963, MID-HUDSON VALLEY FEDERAL CREDIT UNION has about 94,984 members and employs 281 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MID-HUDSON VALLEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1099 Morton Blvd KINGSTON, NY 12401 |
| Phone: | (845) 336-4444 |
| Fax: | (845) 336-6925 |
| Website: | https://www.mhvfcu.com |
| Branches: | 13 branch locations |
| Members: | 94,984 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15766 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,621,444,185 |
| CEO/Manager: | Wayne T Winkler |
| Chairperson: | Gary Anderson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 154,974,898 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,232,525 |
| Real Estate Loans | 577,352,808 |
| Unsecured Loans | 85,770,938 |
| Other Loans | 378,944,992 |
| TOTAL LOANS | 1,058,663,360 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,600,612 |
| Land And Building | 15,464,806 |
| Other Fixed Assets | 6,166,619 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 12,988,135 |
| All Other Assets | 461,538 |
| TOTAL ASSETS | 1,621,444,185 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5,433 |
| Notes & Interest Payable | 5,000,000 |
| Accounts Payable & Other Liabilities | 13,357,196 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 307,343,412 |
| Regular shares | 508,198,553 |
| All Other Shares & Deposits | 636,645,628 |
| TOTAL SHARES & DEPOSITS | 1,452,187,594 |
| TOTAL LIABILITIES | 1,470,550,223 |
| Regular Reserve | 0 |
| Other Reserves | 14,956,854 |
| Undivided Earnings | 135,937,108 |
| TOTAL EQUITY | 150,893,962 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,621,444,185 |
| INCOME & EXPENSE | |
| Loan Income | 47,247,604 |
| Investment Income | 10,802,294 |
| Other Income | 4,195,782 |
| Total Employee Compensation & Benefits | 21,700,551 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 20,087,160 |
| Non-operating Income & (Expense) | 654,776 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,267,677 |
| Cost of Funds | 17,843,401 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,233,012 |
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