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O AND R UTILITIES EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — O AND R UTILITIES EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Monroe, NY with 1 branch location and about $22.74 million in total assets. Opened 41 years ago in 1980, O AND R UTILITIES EMPLOYEES FEDERAL CREDIT UNION has about 1,513 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 021983258
Name:O AND R UTILITIES EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. Box 470
Monroe, NY 10949
Phone:(845) 774-0831
Fax:(845) 774-0835
Website:http://www.orutilfcu.org
Branches:1 branch locations
Members:1,513
Credit Union Type:Federal Credit Union
Charter Number:23700
Membership Type:Service - Communications and Utilities
Corporate Credit Union:No
Year Opened:1980
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$22,739,131
CEO/Manager:Mark Welshoff
Chairperson:Armando Colarieti Jr.

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,120,319
TOTAL INVESTMENTS 1,912,810
Loans Held for Sale 0
 
 Real Estate Loans 6,597,803
 Unsecured Loans 2,413,123
 Other Loans 6,587,498
 TOTAL LOANS 15,598,424
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -140,241
 Land And Building 0
 Other Fixed Assets 5,924
 NCUSIF Deposit 180,627
 All Other Assets 61,268
  TOTAL ASSETS 22,739,131
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 59,648
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,225,355
 Regular shares 8,182,706
 All Other Shares & Deposits 9,862,128
  TOTAL SHARES & DEPOSITS 20,270,189
  TOTAL LIABILITIES 20,329,837
 Regular Reserve 252,387
 Other Reserves 0
 Undivided Earnings 2,156,907
  TOTAL EQUITY 2,409,294
  TOTAL LIABILITIES, SHARES, & EQUITY 22,739,131
INCOME & EXPENSE  
 Loan Income 204,580
 Investment Income 6,345
 Other Income 4,944
 Total Employee Compensation & Benefits 72,059
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 62,388
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 13,628
 Cost of Funds 25,888
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 41,906
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