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ULSTER FEDERAL CREDIT UNION

Dec, 31, 2020 — ULSTER FEDERAL CREDIT UNION is a federal credit union headquartered in KINGSTON, NY with 4 branch locations and about $155.01 million in total assets. Opened 47 years ago in 1974, ULSTER FEDERAL CREDIT UNION has about 7,809 members and employs 28 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221976227
Name:ULSTER FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 2310
KINGSTON, NY 12402
Phone:(845) 339-5544
Fax:(845) 331-0331
Website:http://www.ulsfedcu.org
Branches:4 branch locations
Members:7,809
Credit Union Type:Federal Credit Union
Charter Number:21694
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1974
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$155,005,397
CEO/Manager:William Querbes
Chairperson:Mary Bishop

Call Report

  • Commercial Loans
  • Indirect Commercial Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 45,461,511
TOTAL INVESTMENTS 65,972,777
Loans Held for Sale 0
 
 Real Estate Loans 20,064,669
 Unsecured Loans 3,749,808
 Other Loans 14,914,256
 TOTAL LOANS 38,728,733
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -919,354
 Land And Building 1,890,879
 Other Fixed Assets 606,835
 NCUSIF Deposit 1,300,339
 All Other Assets 1,963,677
  TOTAL ASSETS 155,005,397
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 205,561
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 37,060,200
 Regular shares 76,973,868
 All Other Shares & Deposits 28,188,495
  TOTAL SHARES & DEPOSITS 142,222,563
  TOTAL LIABILITIES 142,428,124
 Regular Reserve 840,589
 Other Reserves 968,476
 Undivided Earnings 10,768,208
  TOTAL EQUITY 12,577,273
  TOTAL LIABILITIES, SHARES, & EQUITY 155,005,397
INCOME & EXPENSE  
 Loan Income 1,711,225
 Investment Income 1,125,441
 Other Income 1,142,671
 Total Employee Compensation & Benefits 1,837,232
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,771,334
 Non-operating Income & (Expense) 62,317
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 90,284
 Cost of Funds 152,168
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 190,636
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