Sep, 30, 2025 — WESTAR FEDERAL CREDIT UNION is a federal credit union headquartered in CAMILLUS, NY with 3 branch locations and about $32.46 million in total assets. Opened 63 years ago in 1963, WESTAR FEDERAL CREDIT UNION has about 1,836 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WESTAR FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2565 Hambletonian Way CAMILLUS, NY 13031 |
| Phone: | (315) 672-7827 |
| Fax: | (315) 672-9282 |
| Website: | https://www.westarfcu.com |
| Branches: | 3 branch locations |
| Members: | 1,836 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15386 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Mar 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $32,460,818 |
| CEO/Manager: | Karen F Grabowski |
| Chairperson: | Brian Kesel |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,106,099 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,778,549 |
| Unsecured Loans | 1,197,773 |
| Other Loans | 4,142,769 |
| TOTAL LOANS | 10,119,092 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -89,160 |
| Land And Building | 97,716 |
| Other Fixed Assets | 25,412 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 294,634 |
| All Other Assets | 0 |
| TOTAL ASSETS | 32,460,818 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 10,883 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -56,095 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,747,177 |
| Regular shares | 15,750,669 |
| All Other Shares & Deposits | 6,615,806 |
| TOTAL SHARES & DEPOSITS | 29,113,652 |
| TOTAL LIABILITIES | 29,068,440 |
| Regular Reserve | 0 |
| Other Reserves | 450,000 |
| Undivided Earnings | 2,942,378 |
| TOTAL EQUITY | 3,392,378 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 32,460,818 |
| INCOME & EXPENSE | |
| Loan Income | 492,473 |
| Investment Income | 483,059 |
| Other Income | 37,069 |
| Total Employee Compensation & Benefits | 368,541 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 406,404 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 14,860 |
| Cost of Funds | 116,743 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 143,505 |
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