Sep, 30, 2025 — CALL FEDERAL CREDIT UNION is a federal credit union headquartered in RICHMOND, VA with 9 branch locations and about $538.52 million in total assets. Opened 64 years ago in 1962, CALL FEDERAL CREDIT UNION has about 27,680 members and employs 121 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CALL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4605 Commerce Rd RICHMOND, VA 23234-2233 |
| Phone: | (804) 274-1200 |
| Fax: | (804) 274-1266 |
| Website: | https://www.callfederal.org/ |
| Branches: | 9 branch locations |
| Members: | 27,680 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15209 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $538,521,801 |
| CEO/Manager: | John West |
| Chairperson: | James C Horne, Jr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 48,927,131 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 191,512,188 |
| Unsecured Loans | 17,509,233 |
| Other Loans | 56,196,505 |
| TOTAL LOANS | 265,217,926 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -712,340 |
| Land And Building | 6,584,980 |
| Other Fixed Assets | 5,296,390 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,247,075 |
| All Other Assets | 20,970 |
| TOTAL ASSETS | 538,521,801 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,616 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,660,350 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 112,691,494 |
| Regular shares | 226,564,792 |
| All Other Shares & Deposits | 142,106,864 |
| TOTAL SHARES & DEPOSITS | 481,363,150 |
| TOTAL LIABILITIES | 490,027,116 |
| Regular Reserve | 0 |
| Other Reserves | -7,243,572 |
| Undivided Earnings | 55,738,257 |
| TOTAL EQUITY | 48,494,685 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 538,521,801 |
| INCOME & EXPENSE | |
| Loan Income | 10,471,403 |
| Investment Income | 4,835,114 |
| Other Income | 1,356,892 |
| Total Employee Compensation & Benefits | 8,150,998 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,930,032 |
| Non-operating Income & (Expense) | -9 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 144,505 |
| Cost of Funds | 2,895,783 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,319,671 |
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