Sep, 30, 2025 — COMMUNITY POWERED FEDERAL CREDIT UNION is a federal credit union headquartered in BEAR, DE with 4 branch locations and about $142.78 million in total assets. Opened 64 years ago in 1962, COMMUNITY POWERED FEDERAL CREDIT UNION has about 11,302 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY POWERED FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1758 Pulaski Hwy BEAR, DE 19701-1712 |
| Phone: | (302) 392-2930 |
| Fax: | (302) 392-2940 |
| Website: | https://www.cpwrfcu.org |
| Branches: | 4 branch locations |
| Members: | 11,302 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15185 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $142,780,070 |
| CEO/Manager: | Douglas G Troskey |
| Chairperson: | Gerald Connor |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 38,349,013 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 42,089,119 |
| Unsecured Loans | 4,190,985 |
| Other Loans | 9,971,319 |
| TOTAL LOANS | 56,251,423 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,073,374 |
| Land And Building | 6,070,884 |
| Other Fixed Assets | 194,416 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,179,352 |
| All Other Assets | 0 |
| TOTAL ASSETS | 142,780,070 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 695,125 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 23,490,910 |
| Regular shares | 60,748,924 |
| All Other Shares & Deposits | 35,114,378 |
| TOTAL SHARES & DEPOSITS | 119,354,211 |
| TOTAL LIABILITIES | 120,052,929 |
| Regular Reserve | 0 |
| Other Reserves | 3,039,154 |
| Undivided Earnings | 19,687,987 |
| TOTAL EQUITY | 22,727,141 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 142,780,070 |
| INCOME & EXPENSE | |
| Loan Income | 2,361,893 |
| Investment Income | 2,044,851 |
| Other Income | 571,684 |
| Total Employee Compensation & Benefits | 1,851,329 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,338,017 |
| Non-operating Income & (Expense) | 432,893 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 265,637 |
| Cost of Funds | 365,851 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,184,117 |
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