BERGEN DIVISION FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — BERGEN DIVISION FEDERAL CREDIT UNION is a federal credit union headquartered in TOMS RIVER, NJ with 1 branch location and about $14.37 million in total assets. Opened 64 years ago in 1962, BERGEN DIVISION FEDERAL CREDIT UNION has about 1,326 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BERGEN DIVISION FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 27 BAHAMIA DR TOMS RIVER, NJ 08757 |
| Phone: | (732) 349-8556 |
| Fax: | (732) 349-8557 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 1,326 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15139 |
|---|---|
| Membership Type: | Service - Transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $14,372,778 |
| CEO/Manager: | Frances I Morales |
| Chairperson: | ALICE M MORALES |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,332,574 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 3,811,021 |
| Other Loans | 0 |
| TOTAL LOANS | 3,811,021 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -141,862 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 121,775 |
| All Other Assets | 0 |
| TOTAL ASSETS | 14,372,778 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 116,041 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 12,273,056 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 12,273,056 |
| TOTAL LIABILITIES | 12,389,097 |
| Regular Reserve | 0 |
| Other Reserves | 135,000 |
| Undivided Earnings | 1,848,681 |
| TOTAL EQUITY | 1,983,681 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 14,372,778 |
| INCOME & EXPENSE | |
| Loan Income | 326,293 |
| Investment Income | 49,265 |
| Other Income | 4,641 |
| Total Employee Compensation & Benefits | 118,700 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 83,157 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 108,570 |
| Cost of Funds | 83,241 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 7,027 |
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