MCINTOSH CHEMICAL FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.mccfcu.com for more information.
Sep, 30, 2025 — MCINTOSH CHEMICAL FEDERAL CREDIT UNION is a federal credit union headquartered in MC INTOSH, AL with 1 branch location and about $29.18 million in total assets. Opened 64 years ago in 1962, MCINTOSH CHEMICAL FEDERAL CREDIT UNION has about 2,430 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MCINTOSH CHEMICAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | P O BOX 198 MC INTOSH, AL 36553 |
| Phone: | (251) 944-8034 |
| Fax: | (251) 944-8553 |
| Website: | https://www.mccfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,430 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15101 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $29,175,738 |
| CEO/Manager: | Katrina Dearman |
| Chairperson: | Joe W Taylor |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,137,459 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 942,908 |
| Unsecured Loans | 787,763 |
| Other Loans | 6,808,876 |
| TOTAL LOANS | 8,539,547 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -30,413 |
| Land And Building | 679,739 |
| Other Fixed Assets | 35,830 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 237,640 |
| All Other Assets | 0 |
| TOTAL ASSETS | 29,175,738 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 147,521 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,388,423 |
| Regular shares | 22,635,827 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 25,024,250 |
| TOTAL LIABILITIES | 25,171,771 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,003,967 |
| TOTAL EQUITY | 4,003,967 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 29,175,738 |
| INCOME & EXPENSE | |
| Loan Income | 255,996 |
| Investment Income | 104,001 |
| Other Income | 126,963 |
| Total Employee Compensation & Benefits | 190,622 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 277,787 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,592 |
| Cost of Funds | 59,687 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 33,751 |
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