Sep, 30, 2025 — ALCOA TENN FEDERAL CREDIT UNION is a federal credit union headquartered in ALCOA, TN with 5 branch locations and about $407.43 million in total assets. Opened 90 years ago in 1936, ALCOA TENN FEDERAL CREDIT UNION has about 22,233 members and employs 74 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALCOA TENN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 124 N Hall Rd ALCOA, TN 37701-2648 |
| Phone: | (865) 977-3118 |
| Fax: | (865) 977-0253 |
| Website: | https://www.atfcu.com |
| Branches: | 5 branch locations |
| Members: | 22,233 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1509 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $407,427,445 |
| CEO/Manager: | David Gill |
| Chairperson: | Al Cage |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 77,515,978 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 150,504,205 |
| Unsecured Loans | 8,094,948 |
| Other Loans | 75,822,777 |
| TOTAL LOANS | 234,421,930 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,105,280 |
| Land And Building | 10,714,079 |
| Other Fixed Assets | 1,457,352 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,440,875 |
| All Other Assets | 0 |
| TOTAL ASSETS | 407,427,445 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -49,946 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 80,552,859 |
| Regular shares | 153,938,570 |
| All Other Shares & Deposits | 120,336,562 |
| TOTAL SHARES & DEPOSITS | 354,827,991 |
| TOTAL LIABILITIES | 354,778,045 |
| Regular Reserve | 0 |
| Other Reserves | -1,033,774 |
| Undivided Earnings | 53,683,174 |
| TOTAL EQUITY | 52,649,400 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 407,427,445 |
| INCOME & EXPENSE | |
| Loan Income | 9,564,135 |
| Investment Income | 3,993,709 |
| Other Income | 1,452,214 |
| Total Employee Compensation & Benefits | 3,990,504 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,623,233 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 175,804 |
| Cost of Funds | 2,837,759 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,166,132 |
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