Sep, 30, 2025 — FOOTHILLS FEDERAL CREDIT UNION is a federal credit union headquartered in LOUDON, TN with 3 branch locations and about $84.46 million in total assets. Opened 64 years ago in 1962, FOOTHILLS FEDERAL CREDIT UNION has about 5,275 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FOOTHILLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 956 Mulberry St LOUDON, TN 37774 |
| Phone: | (865) 458-4347 |
| Fax: | (865) 458-1710 |
| Website: | https://www.foothillsfcu.org |
| Branches: | 3 branch locations |
| Members: | 5,275 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15015 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Aug 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $84,456,129 |
| CEO/Manager: | M'recia L Oody |
| Chairperson: | Tony Stanley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,348,441 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,385,539 |
| Unsecured Loans | 4,403,670 |
| Other Loans | 29,053,301 |
| TOTAL LOANS | 41,842,510 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -205,490 |
| Land And Building | 904,746 |
| Other Fixed Assets | 29,083 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 775,296 |
| All Other Assets | 0 |
| TOTAL ASSETS | 84,456,129 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 361,641 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,406,271 |
| Regular shares | 33,767,993 |
| All Other Shares & Deposits | 28,116,569 |
| TOTAL SHARES & DEPOSITS | 75,290,834 |
| TOTAL LIABILITIES | 75,652,475 |
| Regular Reserve | 0 |
| Other Reserves | 1,012,853 |
| Undivided Earnings | 7,790,801 |
| TOTAL EQUITY | 8,803,654 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 84,456,129 |
| INCOME & EXPENSE | |
| Loan Income | 1,903,408 |
| Investment Income | 760,676 |
| Other Income | 263,407 |
| Total Employee Compensation & Benefits | 1,046,471 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,096,478 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,900 |
| Cost of Funds | 694,812 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 510,872 |
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