Sep, 30, 2025 — CLEVELAND-BRADLEY CTY TEACHER FEDERAL CREDIT UNION is a federal credit union headquartered in CLEVELAND, TN with 2 branch locations and about $73.48 million in total assets. Opened 65 years ago in 1961, CLEVELAND-BRADLEY CTY TEACHER FEDERAL CREDIT UNION has about 4,338 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CLEVELAND-BRADLEY CTY TEACHER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 420 Central Ave NW CLEVELAND, TN 37311 |
| Phone: | (423) 479-6392 |
| Fax: | (423) 476-5262 |
| Website: | https://www.cbctfcu.com |
| Branches: | 2 branch locations |
| Members: | 4,338 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14677 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $73,481,024 |
| CEO/Manager: | Leslie Sims |
| Chairperson: | Ritchie Stevenson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 17,655,025 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,181,744 |
| Unsecured Loans | 1,299,027 |
| Other Loans | 12,872,698 |
| TOTAL LOANS | 25,353,469 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -71,665 |
| Land And Building | 1,766,618 |
| Other Fixed Assets | 128,396 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 529,294 |
| All Other Assets | 62,100 |
| TOTAL ASSETS | 73,481,024 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 61,509 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 226,107 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,405,375 |
| Regular shares | 33,436,895 |
| All Other Shares & Deposits | 20,146,690 |
| TOTAL SHARES & DEPOSITS | 63,988,960 |
| TOTAL LIABILITIES | 64,276,576 |
| Regular Reserve | 0 |
| Other Reserves | 2,177,556 |
| Undivided Earnings | 7,026,892 |
| TOTAL EQUITY | 9,204,448 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 73,481,024 |
| INCOME & EXPENSE | |
| Loan Income | 1,135,428 |
| Investment Income | 805,901 |
| Other Income | 316,675 |
| Total Employee Compensation & Benefits | 449,932 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 643,361 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 36,485 |
| Cost of Funds | 562,145 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 594,356 |
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