Sep, 30, 2025 — FIRST AREA FEDERAL CREDIT UNION is a federal credit union headquartered in LEWISTOWN, PA with 1 branch location and about $29.43 million in total assets. Opened 65 years ago in 1961, FIRST AREA FEDERAL CREDIT UNION has about 2,692 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST AREA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 23 S Dorcas St LEWISTOWN, PA 17044 |
| Phone: | (717) 248-5103 |
| Fax: | (717) 248-9672 |
| Website: | https://www.firstareafcu.com |
| Branches: | 1 branch locations |
| Members: | 2,692 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14346 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $29,429,178 |
| CEO/Manager: | Bonnie K Fisher |
| Chairperson: | Robert L Haines Jr |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,360,559 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,289,026 |
| Unsecured Loans | 1,123,670 |
| Other Loans | 2,728,209 |
| TOTAL LOANS | 5,140,905 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -26,105 |
| Land And Building | 134,371 |
| Other Fixed Assets | 15,776 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 253,268 |
| All Other Assets | 0 |
| TOTAL ASSETS | 29,429,178 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 15,599 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -1,309 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,393,064 |
| Regular shares | 19,174,532 |
| All Other Shares & Deposits | 1,193,503 |
| TOTAL SHARES & DEPOSITS | 26,761,099 |
| TOTAL LIABILITIES | 26,775,389 |
| Regular Reserve | 0 |
| Other Reserves | -57,396 |
| Undivided Earnings | 2,711,185 |
| TOTAL EQUITY | 2,653,789 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 29,429,178 |
| INCOME & EXPENSE | |
| Loan Income | 313,042 |
| Investment Income | 496,595 |
| Other Income | 203,850 |
| Total Employee Compensation & Benefits | 305,806 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 427,724 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -45 |
| Cost of Funds | 31,612 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 248,390 |
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